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[ FAQs ] [ Accident & Health
] [ Credit Life
] [ Group
Employee Benefits ]
[
Health Services ]
Group Employee Benefits FAQs
1. My company is
self-insured. Why should I get Group Insurance?
There are many benefits of group insurance.
- Employers can outsource the tedious claims
procedures and administration
- Competitive premium and predictable
employees healthcare cost
- Easy and convenient for employees – satisfied and healthier workforce
2. What is the
difference between Group Hospital & Surgical (GHS) and
Managed Care?
GHS plans are on a pay and file
basis. Members may go to any hospitals and they would have to
pay first and claim back later. Members of Managed Care plans
are provided with a health card and they may choose from a
panel of pre-selected medical providers.
3. I do not want any of
the packaged products. Any alternatives?
Depending on your group size, we can customise a plan to suit your needs.
4. Are there any
exclusions in these plans?
Yes, all common
exclusions are stipulated in the policy contract.
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