Guaranteed Income Provider
combines the best of short-term commitment and long-term benefit.

Your premium commitment is guaranteed to be 10 years only, after which you will enjoy a guaranteed annual income of 4% of the initial sum assured' up to age 88. This means atter 10 short years, you have acquired an invaluable asset that will continuously pay you the guaranteed annual income of 4% regardless of the fluctuation in interest rate, ensuring you have an extra income to assist you in facing life's uncertainties.

To supplement your guaranteed annual income. Guaranteed Income Provider also builds up a substantial cash account through its dividend participating program. AIA will declare yearly dividends according to its participating furid's performance. You may use the dividends to supplement your guaranteed annual income or leave it with AIA to accumulate with interest for the rainy days ahead.

Guaranteed Income Provider also serves as a lifetime companion, faithfully giving you the financial support as you progress through the different life stages. During your younger days, it can help to support your standard of living and build a foundation for the future of your family. After retirement it can be used to supplement your retirement income, providing you with the financial freedom when it matters most. In short, you can use the guaranteed annual income to fit your ever-changing financial needs.

1
hereinafter known as "the guaranteed annual income"






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